Legal

Terms of Service

Effective date: May 17, 2025 · Last updated: May 21, 2026

By downloading or using Claro, you agree to these Terms of Service. Please read them carefully before using the app.

1 Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the Claro mobile application ("App") operated by Mert Türk ("we", "us", or "our"). By creating an account or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.

2 Description of Service

Claro is a personal finance and habit tracking application. It allows users to:

Track income and expenses by category
Set monthly spending budgets per category
Create and monitor savings goals
Track personal habits, streaks, and completion rates
Use streak freezes to protect progress on missed days
Set daily reminders for individual habits
Monitor net worth over time
View financial summaries, charts, and 28-day heatmaps

Some features are available only with a Claro Premium subscription (see Section 4).

3 User Accounts

You must create an account to use Claro. You are responsible for:

Providing accurate information during registration.
Maintaining the confidentiality of your login credentials.
All activity that occurs under your account.

You must be at least 13 years old to use Claro. By creating an account, you confirm you meet this requirement.

4 Free vs. Premium Plan

Free

Up to 3 habits
Up to 1 savings goal
Up to 2 budget categories
1 streak freeze per month
Basic finance tracking

Premium

Unlimited habits
Unlimited savings goals
Unlimited budget categories
4 streak freezes per month
Net worth tracking
Charts & 28-day heatmap
Custom themes
PDF reports
Cloud sync across devices
No ads

5 Subscriptions & Payments

Monthly plan: $9.99 per month.
Annual plan: $59.99 per year (~$5.00/month). Best value.
Free trial: New subscribers may receive a 7-day free trial. Trial eligibility is determined by Apple.
Billing: Charged through your Apple ID upon purchase confirmation or at the end of a free trial period.
Auto-renewal: Subscriptions renew automatically unless cancelled at least 24 hours before the current billing period ends.
Cancellation: Cancel anytime through Apple ID account settings. No refunds for unused portions of a billing period.

All payments are processed by Apple. We do not store or access your payment information.

6 Acceptable Use

You agree not to:

Use the App for any unlawful purpose or in violation of applicable laws.
Attempt to reverse engineer, decompile, or disassemble any part of the App.
Use automated tools (bots, scrapers) to access the App.
Attempt to gain unauthorized access to any part of the App or its infrastructure.
Upload or transmit harmful, offensive, or malicious content.

7 User Data

All financial and habit data you enter belongs to you. We do not share, sell, or use your personal data for advertising. For full details on data handling, please review our Privacy Policy.

8 Disclaimer of Warranties

Claro is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the App will be uninterrupted, error-free, or secure.

Important: Claro is a personal tracking tool and is not a licensed financial advisor. Do not rely on the App as a substitute for professional financial advice.

9 Limitation of Liability

To the maximum extent permitted by law, Mert Türk shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the App, even if advised of the possibility of such damages.

10 Intellectual Property

All content, design, code, and branding in the App (including the Claro name and logo) are the property of Mert Türk and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any part of the App without prior written consent.

11 Account Termination

You may delete your account at any time from within the App (Profile → Delete Account). We reserve the right to suspend or terminate accounts that violate these Terms. Upon deletion, all your data will be permanently removed within 30 days.

12 Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by updating the "Last updated" date. Continued use of the App after changes take effect constitutes acceptance of the revised Terms.

13 Governing Law

These Terms are governed by the laws of the Republic of Turkey, without regard to conflict-of-law principles. Any disputes shall be resolved in the courts of Istanbul, Turkey.

14 Contact

For questions about these Terms:
Email: mertturk0013@gmail.com